Thankfully, Hawaii didn’t have as many 2008 home foreclosures as did California, Arizona and Florida. Life can be very stressful if you face home foreclosure. In this time of great uncertainty, there are so many issues to deal with. It’s sad to think that there are unscrupulous people preying on people in this situation. These scam artists appear, offering owners a “deal” to renegotiate the terms of their loan for a fee.
If you find yourself in this position, a little skepticism is a good thing. It’s prudent to verify that the person offering help is licensed to perform that type of work. You can check to be sure licensees are legitimate at the State of Hawaii Professional and Vocational Licensing Search web page. Finally, it’s best not to pay for mortgage rescue services in advance.
